The website (“this website“) is owned by Four Clover Consultancy referred as “FCC”, having registered office at Vadodara, Gujarat, India.

Disclaimer and limitation of liability does not sell any loans or charge any fee from any customers for exploring/Viewing or comparing. We only provide platform to the customers to choose best loan offer/s from Banks/NBFC. We do not guarantee any loans. Any sanction or disbursement of any loan will be at Banks/ NBFC discretion.

If any as a representative of ask for any amount/Money/Favor report the incident immediately to us at
Any information provided by FCC on its calculators and website, campaign pages, advertisements, videos, voice, social media content or any message/content (hereby referred to as "marketing materials") is for indicative purposes only and will not amount to any pre-qualification or eligibility or approval for sanction of any Service. Eligibility for any sanction of any product/service on may require additional information and documents which cannot be gathered in this calculator/marketing material. The figures and formulate built into this calculator/marketing material may vary and are subject to changes at any time without notice.

FCC will not be liable in any way for any loss or damage suffered by you through use or access to this website. In no event shall FCC nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and FCC, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.


By making use of this site, and furnishing your personal / contact details, you hereby agree that you are interested in availing and purchasing the services that you have selected.

You here by agree that FCC may contact you either electronically or through phone, to understand your interest in the selected products and services and to fulfill your demand.

You also agree that FCC reserves the right to make your details available to partners and you may be contacted by the partners for information and for sales through email, telephone and/or SMS. You agree to receive promotional materials and/or special offers from FCC through email or SMS. FCC may provide third party services like credit Score and/or any other services through third party sites for availing the above mentioned services by your consent.

Terms and Conditions

Terms and Conditions contained here in on this webpage, shall govern your use of this website, including all pages within this website. These Terms apply in full force and effect to your use of this Website and by using this Website you expressly accept all terms and conditions contained here in full. You must not use this Website, if you have any objection to any of these Website Standard Terms and Conditions.

Intellectual Property Rights.

FCC and/or its licensors own all rights to the intellectual property and material contained in this Website, and all such rights are reserved. FCC gives limited access of the Site and the Service i.e. exploring, comparing or for viewing/applying. We don’t allow downloading/ copying of information any Content you are not authorized of.

Products and Services

FCC, hereby offers you information to explore, compare or view about certain financial products/services including, but not restricted, to loan, credit cards ,investment, FD, mutual funds and insurance (Referred as "Service/s"). FCC may provide third party services like credit Score and/or any other services through third party sites for availing the above mentioned services by your consent. The Service is not available to minors under the age of 18 or to any users restricted or removed for any reason

Third party offers may contain references to special offers or promotions by Bank/NBFC other than the Company. FCC makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the product or services available from this Bank/NBFC/Financial Institution. Your obtaining of product or services from this Bank/NBFC/Financial Institution is at your own risk. You indemnify the Company and its related bodies corporate against all liability, loss, damage, cost and expense arising from or relating to your obtaining product or services from a Bank/NBFC/Financial Institution referred to in this website.

No investment advice provided to you

This website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular investment objectives, financial situation or investment needs. You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs. You should do this before making an investment decision on the basis of the information on this website. You can either make this assessment yourself or seek the assistance of any adviser. FCC does not guarantees any particular rate of interest or saving of interest on financials products or services displayed on website, the performance of any investment or the repayment of capital from any investment.


You are expressly and emphatically restricted from all of the following:

  1. publishing any Website material in any media;
  2. selling, sublicensing and/or otherwise commercializing any Website material;
  3. publicly performing and/or showing any Website material;
  4. using this Website in any way that is, or may be, damaging to this Website;
  5. using this Website in any way that impacts user access to this Website;
  6. using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity;
  7. engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website;
  8. using this Website to engage in any advertising or marketing; Certain areas of this Website are restricted from access by you and Four Clover Consultancy may further restrict access by you to any areas of this Website, at any time, in its sole and absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality of such information.


Except where necessary for viewing the information on this website on your browser, or as permitted under the Copyright Actor other applicable laws or these Terms and Conditions, no information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of the Company.

Variation of Terms

FCC is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.

Entire Agreement

These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between FCC and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

Governing Law & Jurisdiction.

These Terms will be governed by and construed in accordance with the laws of the Gujarat, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Gujarat for the resolution of any disputes.


• Lower your Existing EMI Transfer your Housing @6.75*% • The best way to get a quick mortgage approval is to maintain a good relationship with a lender, and if you already have a savings account with that bank, it is a plus. Also, having a good credit score helps in quick loan approval. • Top up loans taken on existing debt can be used for purposes such as business expansion, education, medical expenses etc. • If you have an existing personal loan on which you have paid at least 12 EMI’s regularly, you are eligible to balance transfer your loan to another bank and also avail top up loans at the time of loan transfer. • Balance transfer is a good option for Mortgage borrowers. This is because the transfer of loan to other banks provides the benefit of lower interest charged on loans.