Credit cards for students function similarly to regular credit cards, but with perks and features designed with students in mind. Since most students seeking for their first credit card would have little to no credit history, student credit cards tend to be easier to get accepted for. Using these credit cards may earn you points on things like Movies, dining out, or Amazon.com, all of which are popular with students.
| Name of Credit Card | Joining Fees | Benefits |
|---|---|---|
| ICICI Coral Contactless Credit Card |
|
On every spent of ₹ 100, 2 rewards point. |
| ICICI Bank Student Forex Prepaid
Card |
|
Discounts of 40% on oversize bags and 20% on DHL shipping. |
| Kotak 811 #DreamDifferent Credit Card |
|
Have a credit line that's as high as 90% of your CD balance. |
Functionality:
In addition to covering the expenses of online courses, petrol, and books, a student credit
card has
many other uses.
Cost-free:
Credit cards aimed for students typically have low or nil annual fees, making it easier for
students to
keep their finances separate.
Fewer documents:
Student credit cards need less paperwork than most others.
Discounts and Benefits:
The student credit cards provide incentives and special offers similar to those offered by
other credit
card issuers, such as cash back or point redemption for purchases.
Having Low Credit Limits:
The lower credit limits on student credit cards make it simpler for students to keep track
of their
finances.
No, there is no joining fees for student credit card.
Yes, if a student is unemployed, he or she may apply for a student credit card. Depending on the student's purchasing patterns, a main credit card may be issued.
Lesser Documents are required for student credit card like PAN card, Aadhar card, passport size photo, birth certificate & enrollment identity card.
