The www.loans4you.in (“this website & or Mobile Application “) is owned by Four Clover Consultancy and has a registered office in 507, Signet Hub, Vadodara, Gujarat, India. The Company is the owner of the “mobile application” and website “www.Loans4you.com”, operated under the brand name of ‘Loans4you’ (hereinafter collectively referred to as the "Platform"). As a user ("User") of this Platform, the User acknowledges that Loans4you provides Users with access to various financial products, including but not limited to personal/consumer loans, credit cards, insurance, etc., offered by Loans4you's financial partners to facilitate lending and borrowing activities. It is now clarified that the term "Users" or "You" as used in these Terms & Conditions refers to any person who accesses the Platform for browsing purposes or to obtain a product from Loans4you's financial partners. Your use of this Platform signifies that You have read, understood, and consented to comply with the following disclaimer, terms, and conditions ("Terms & Conditions"). Your use of the Platform is governed by these Terms & Conditions as well as our privacy policy as published on the Platform ("Privacy Policy"). Please do not use the Platform if You disagree with any of these Terms and Conditions.
• Loans4you do not sell any loans or charge any fee from any User for
exploring/Viewing or comparing. We only provide a platform for the User to choose
the best loan offer/s from Banks/NBFCs. We do not guarantee any loans. Any
sanction or disbursement of any loan will be at Banks/NBFC’s discretion.
• If any representative of Loans4you asks for any amount/Money/Favor report the
incident immediately to us at support@loans4you.in
• Any information provided by Loans4you on its calculators, App and website & or
Mobile Application, campaign pages, advertisements, videos, voice, social media
content or, any message/content (hereby referred to as "marketing materials") is
for
indicative purposes only and will not amount to any pre-qualification or eligibility or
approval for sanction of any Service. Eligibility for any sanction of any
product/service on Loans4you may require additional information and documents
which cannot be gathered in this calculator/marketing material. The figures and
formulae built into this calculator/marketing material may vary and are subject to
changes at any time without notice.
• Loans4you will not be liable in any way for any loss or damage suffered by you
through use the or access to this website & or Mobile Application. In no event shall
Loans4you nor any of its officers, directors and employees, be liable to you for
anything arising out of or in any way connected with your use of this Website & or
Mobile Application, whether such liability is under contract, tort or otherwise, and
Loans4you, including its officers, directors and employees shall not be liable for any
indirect, consequential or special liability arising out of or in any way related to your
use of this Website & or Mobile Application.
• By making use of this site, and furnishing your personal / contact details, you hereby
agree that you are interested in availing and purchasing the services that you have
selected.
• You hereby agree that Loans4you may contact you either electronically or by phone,
to understand your interest in the selected products and services and to fulfill your
demand.
• You also agree that Loans4you reserves the right to make your details available to
partners and you may be contacted by the partners for information and for sales
through email, telephone, and/or SMS. You agree to receive promotional materials
and/or special offers from FCC through email or SMS.
• Loans4you may provide third-party services like credit Score and/or any other
services through third-party sites for availing the above-mentioned services by your
consent.
• In case you are not interested in getting offers after providing your contact
information to us in the future you can write to us as mentioned in Grievance Matrix.
Terms and Conditions contained herein on this webpage shall govern your use of this website & or Mobile Application, including all pages within this website & or Mobile Application. These Terms apply in full force and effect to your use of this Website & or Mobile Application and by using this Website & or Mobile Application you expressly accept all terms and conditions contained here in full. You must not use this Website & or Mobile Application if you have any objection to any of these websites & or Mobile Applications Standard Terms and Conditions.
• Intellectual Property Rights.
Loans4you and/or its licensors own all rights to the intellectual property and material
contained in this Website & or Mobile Application, and all such rights are reserved.
Loans4you gives limited access of the Site and the Service i.e. exploring, comparing
or for viewing/applying. We don’t allow downloading/ copying of information any
Content you are not authorized of.
• Products and Services
Loans4you, hereby offers you information to explore, compare or view about certain
financial products/services including, but not restricted, to loan, credit cards
,investment, FD, mutual funds and insurance (Referred as "Service/s"). Loans4you
may provide third party services like credit Score and/or any other services through
third party sites for availing the above mentioned services by your consent.
The Service is not available to minors under the age of 18 or to any users restricted
or removed for any reason
• No investment advice provided to you
This website & or Mobile Application is not designed for the purpose of providing
personal financial or investment advice. Information provided does not take into
account your particular investment objectives, financial situation or investment
needs. You should assess whether the information on this website & or Mobile
Application is appropriate to your particular investment objectives, financial situation
and investment needs. You should do this before making an investment decision on
the basis of the information on this website & or Mobile Application. You can either
make this assessment yourself or seek the assistance of any adviser. Loans4you
does not guarantees any particular rate of interest or saving of interest on financials
products or services displayed on website & or Mobile Application, the performance
of any investment or the repayment of capital from any investment.
• Third-party offers
www.Loans4you.in may contain references to special offers or promotions by
Bank/NBFC other than the Company. Loans4you makes no warranties or
representations regarding the quality, accuracy, merchantability or fitness for
purpose of the product or services available from this Bank/NBFC/Financial
Institution. Your obtaining of product or services from this Bank/NBFC/Financial
Institution is at your own risk. You indemnify the Company and its related bodies
corporate against all liability, loss, damage, cost and expense arising from or relating
to your obtaining product or services from a Bank/NBFC/Financial Institution referred
to in this website & or Mobile Application.
• Indemnification.
You hereby indemnify FCC and are restricted from all of the following:
o Publishing any Website & or Mobile Application material in any media;
o Selling, sublicensing and/or otherwise commercializing any Website & or
Mobile Application material;
o Publicly performing and/or showing any Website & or Mobile Application
material;
o Using this Website & or Mobile Application in any way that is, or may be,
damaging to this Website & or Mobile Application;
o Using this Website & or Mobile Application in any way that impacts user
access to this Website & or Mobile Application;
o Using this Website & or Mobile Application contrary to applicable laws and
regulations, or in a way that causes, or may cause, harm to the Website & or
Mobile Application, or to any person or business entity;
o Engaging in any data mining, data harvesting, data extracting or any other
similar activity in relation to this Website & or Mobile Application, or while
using this Website & or Mobile Application;
o Using this Website & or Mobile Application to engage in any advertising or
marketing; Certain areas of this Website & or Mobile Application are restricted
from access by you and FCC may further restrict access by you to any areas
of this Website & or Mobile Application, at any time, in its sole and absolute
discretion. Any user ID and password you may have for this Website & or
Mobile Application are confidential and you must maintain the confidentiality
of such information.
• Copyright
Except where necessary for viewing the information on this website & or Mobile
Application on your browser, or as permitted under the Copyright Act or other
applicable laws or these Terms and Conditions, no information on this website & or
Mobile Application may be reproduced, adapted, uploaded to a third party, linked to,
framed, performed in public, distributed or transmitted in any form by any process
without the specific written consent of the Loans4you.
• Variation of Terms.
Loans4you is permitted to revise these Terms at any time as it sees fit, and by using
this Website & or Mobile Application you are expected to review such Terms on a
regular basis to ensure you understand all terms and conditions governing use of
this Website & or Mobile Application.
• Entire Agreement.
These Terms, including any legal notices and disclaimers contained on this Website
& or Mobile Application, constitute the entire agreement between Loans4you and
you in relation to your use of this Website & or Mobile Application, and supersede all
prior agreements and understandings with respect to the same.
• Governing Law & Jurisdiction.
Your use of the Platform and the terms contained herein, including the Privacy Policy, is
governed by the laws of India “Courts of Vadodara” and shall have the exclusive jurisdiction
to resolve any disputes that arise pursuant to Your use of the Platform.
Users have complete authority to file complaints/ share feedback if they are
disappointed by Services rendered by Loans4you. You can submit Your grievances/
feedback in writing or by way of an email to the following:
Step 1 :Visit our Website at https://loans4you.in/about-us and write a query in the “Send
Us your query” Section.
Will receive a revert on your query/ complaints/ feedback within 7 working days
Step 2 : If the issue does not resolve in Step 1 and the customer wishes to make a further
suggestion or a complaint, please write to us at: support@loans4you.in
Will receive a revert on your query/ complaints/ feedback within 5 working days
Step 3: For some reason, if the customer feels that we have not been able to resolve the
issue even in Step 2 and the customer wishes to raise a concern, please send mail
to Ms. Janki Jethwa on service@loans4you.in
Will receive a revert on your query/ complaints/ feedback within 3 working days.
