A loan against property is a solution for you. You can avail funds for your personal or business expenditures with a help of banks or Financial Institution. You can use these funds for renovating, purchasing a commercial property, new furniture, household appliances, starting a business, as a Capital for your existing business, for growing an existing business, for Holiday trip. You can raise a large loan through a loan against property with longer terms which will lead to lower EMI at a lower rate of interest. It also means that you can raise funds without selling your property and in return, you pay an interest rate lower than unsecured loans.