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About Education Loan

A student loan is a designed to help students to pursue higher education in India or aboard for post-secondary education by providing loans for associated fees, such as tuition, books and supplies, and living expenses. Normally education loan repayment starts after completion of course and some bank even gives grace period of 6 month.

Purpose of Education Loan:

The purpose of the loan is to cover all expenses incurred while studying, which typically include admission, tuition, examination and library fees; boarding and lodging; cost of computers, books, and other equipment; travel expenses and health insurance , Get 85% to 90% education finance now at your doorstep.

Foreign Education Loan

Apply now for best education loan for study abroad. Loan can be for a full-time, part-time or vocational course and graduation or post graduation in the fields of engineering, management, medical, hotel management, architecture, etc.

Employer Education

Programs or course specially designed by the reputed management institutions, open and central universities for employees on the basis business or market requirement. These Programs can be IT related Hardware & Software, which result into significant enhancement in job opportunities or career growth for the student or courses specially designed by institutes on request of Company.

Degree Diploma Certificate Courses

This are loans offered to Students who are Indian Nationals and enrolled for degree / diploma / certification courses in India offered by reputed Institutes/ Private Agencies which include both full and  part time courses & executive programs in the fields of engineering, management, medical, hotel management, architecture, etc.

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Features of Education Loan

Lowest Interest Rate

We Help your Education Loan Applicant to get lowest rate of interest. Low EMI & Low Interest Rates from Top Banks of India. Compare & Apply.

Service at your door step

No need to Vist Bank for your Education Loan. We will do it for you. We will arrange Bank Person to visit you at convenience so that you have time for other work.

Maximum Education Loan Eligibility

Why to go for less. We offer maximum Education Loan eligibility to fulfill your dream & Build your career.

  • Max loan up to Rs. 100 lakhs for studies in India & Aboard.
  • Minimum 10+2 (12th Standard) Completed.
  • Should be Indian National.
  • Quick and easy documentation process.
  • Payment transferred directly to the education institution as per School/College terms.

Wide Range of collateral Options

No collateral required for loan amount Up to Rs. 7 lacs with Parents as a co applicant in loan, above 7 lacs collateral security required like residential or commercial property, Fixed Deposit, LIC Policy or as acceptable as per the bank policy. Normally loan value varies from 65 % to 100 % of collateral Value. Even some Bank offer loan upto 40 lacs without any collateral select institutes/ course

Maximum Courses & expenses covered

For Indian courses all government approved courses leading to Graduate , Post Graduate degree or Diploma recognized by UGC/ AICTE/ Government/ AIBMS/ ICMR etc. For aboard courses all Under Graduate and Post Graduate level courses offered by reputed institutes.

Expenses considered are Fee payable to School & College, hostel fee, Examination fee, library fee, Travel expenses, Insurance premium, Purchase of books, any other expense required to complete the course.

Easy Repayment

In case of Education loans, repayment starts after the completion of course period.

Tax Benefit

You get tax benefits under section 80(E) of the Income Tax Act 1961*

Prepayment Penalties

Prepayment Charges is Nil in case to Education loan.

Loan Tenor

You can available education loan maximum for 15 years.

Documents For Education Loan

We only need some basic documents to process your Education Loan. Here’s a handy guide to keep in mind –

Salaried Individuals

Documents for Salaried

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