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Just 3 step away

  • 1. Fill the online form. Apply Now
  • 2. Fill in the mandatory details, & click Submit
  • 3. Our representative will get in touch with you

Type of Credit Card

If you know which Credit Card you would like to apply for, choose one from below:.

List of Popular Credit Cards

ICICI Bank

Coral Card, Platinum Chip Credit Card

HDFC Bank

Jet Privilege HDFC Bank World Card,   Platinum Times Card

Axis Bank

My Zone Card

Citibank

IndianOil Platinum Card, PremierMiles Card, Rewards Card

About Credit Card

Save More By Choosing The Right Credit Card.

Credit cards are issued by banks and financial institutions allowing the user to make purchases and pay for various services by borrowing money from them. Apart from providing the much needed alternative to cash, credit cards also offer you benefits in the form of rewards, cashbacks, interest-free period and much more. The demand for credit cards in the Indian market is growing rapidly and hence leading banks have launched plenty of credit card options for the customers to choose from.

Purpose of a Credit Card

Reward Points or Cash Back: Every time you make a purchase on your credit card, you receive a few reward points or direct cash back credited to your account. The accumulated reward points can be redeemed to avail free gifts and merchandise whereas cash back rewards are directly applied to your card account. If you have a travel credit card, you may earn air miles instead of reward points which can be redeemed at the time of booking flight tickets.

Fuel Surcharge Waiver- This benefit can be availed on almost all credit cards, nowadays. And with fuel-centric credit cards, extra perks may be offered. Whenever you refill your vehicle, the surcharge will be waived off provided that you spend a certain amount.

Insurance- Credit cards also offer insurance and cover accidents up to a certain amount. it may be an air accident coverage, lost card liability cover or an overseas hospitalization cover.

Features of a Credit Card

Alternative to Cash: Having a credit card is a very safe and convenient alternative to carrying a bundle of cash. It can make shopping hassle-free and will also ensure the safety of money.

Emergencies: Whether there is a medical emergency or some other kind of urgent cash requirement, credit cards can provide help by making immediate credit available under such circumstances.

Making Big Purchases: The whole concept of ‘buy now pay later’ makes it rather easier for people to make some big purchases and setting up an EMI pay back method with their banks.

Build Your Credit Score: One of the biggest advantages of owning a credit card is that it is easy to build a credit history through your credit card transactions. Also, repaying all your credit card dues in time will help improve your Credit score which, in turn, can help you in getting loans in the future. Many times loan applications are rejected because the applicant doesn’t have a credit history and having a credit card is one of the easiest ways to build your credit history.

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What are the Eligibility Criteria to get a Credit Card?

  • You have to be an Indian citizen.
  • You should have a good savings history along with professional stability.
  • Your age should be above 21 years.
  • You should have an existing and active savings account.
  • You should have a strong credit or CIBIL score.